Call reports 2016
FARMERS & MERCHANTS BANK — 2016
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 542,659,000 | 542,489,000 | 547,482,000 | 546,069,000 |
| Total loans | 397,745,000 | 408,146,000 | 404,255,000 | 406,948,000 |
| Allowance for loan losses | 6,317,000 | 6,595,000 | 6,701,000 | 7,523,000 |
| Securities available for sale | 58,836,000 | 56,285,000 | 54,689,000 | 52,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,141,000 | 519,593,000 | 508,651,000 | 506,873,000 |
| Interest-bearing deposits | 450,282,000 | 448,295,000 | 439,869,000 | 455,461,000 |
| Noninterest-bearing deposits | 68,859,000 | 71,298,000 | 68,782,000 | 51,412,000 |
| Equity capital | 15,759,000 | 18,139,000 | 28,806,000 | 27,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,730,000 | 11,587,000 | 17,586,000 | 23,538,000 |
| Interest expense | 966,000 | 1,938,000 | 2,945,000 | 3,915,000 |
| Net interest income | 4,764,000 | 9,649,000 | 14,641,000 | 19,623,000 |
| Noninterest income | -375,000 | 226,000 | 18,000 | 149,000 |
| Noninterest expense | 3,850,000 | 7,583,000 | 11,402,000 | 14,895,000 |
| Provision for loan losses | 975,000 | 1,275,000 | 1,675,000 | 2,975,000 |
| Pretax income | -431,000 | 1,024,000 | 1,599,000 | 1,919,000 |
| Income tax | 4,000 | 4,000 | -9,996,000 | -9,392,000 |
| Net income | -435,000 | 1,020,000 | 11,595,000 | 11,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,202,000 | 18,358,000 | 23,020,000 | 23,618,000 |
| Total capital | 21,180,000 | 23,478,000 | 28,151,000 | 28,806,000 |
| Risk-weighted assets | 396,865,000 | 408,128,000 | 405,278,000 | 409,150,000 |