Call reports 2015
FARMERS & MERCHANTS BANK — 2015
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 550,523,000 | 550,522,000 | 541,514,000 | 542,501,000 |
| Total loans | 394,072,000 | 401,823,000 | 402,575,000 | 398,899,000 |
| Allowance for loan losses | 7,517,000 | 6,988,000 | 7,115,000 | 6,446,000 |
| Securities available for sale | 54,305,000 | 55,919,000 | 55,018,000 | 55,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,042,000 | 526,939,000 | 516,697,000 | 522,114,000 |
| Interest-bearing deposits | 471,563,000 | 456,515,000 | 454,876,000 | 456,806,000 |
| Noninterest-bearing deposits | 60,479,000 | 70,424,000 | 61,821,000 | 65,308,000 |
| Equity capital | 16,615,000 | 17,614,000 | 16,761,000 | 15,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,526,000 | 11,125,000 | 16,916,000 | 22,674,000 |
| Interest expense | 1,009,000 | 2,000,000 | 2,990,000 | 3,976,000 |
| Net interest income | 4,517,000 | 9,125,000 | 13,926,000 | 18,698,000 |
| Noninterest income | 515,000 | 712,000 | -1,007,000 | -1,398,000 |
| Noninterest expense | 3,593,000 | 7,201,000 | 11,077,000 | 14,913,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 1,550,000 |
| Pretax income | 1,440,000 | 2,638,000 | 1,545,000 | 840,000 |
| Income tax | 0 | 0 | 3,000 | 31,000 |
| Net income | 1,440,000 | 2,638,000 | 1,542,000 | 809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,269,000 | 18,465,000 | 17,371,000 | 16,637,000 |
| Total capital | 22,317,000 | 23,558,000 | 22,434,000 | 21,632,000 |
| Risk-weighted assets | 401,397,000 | 405,521,000 | 402,968,000 | 398,172,000 |