Call reports 2014
FARMERS & MERCHANTS BANK — 2014
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 565,979,000 | 553,491,000 | 549,849,000 | 549,354,000 |
| Total loans | 403,150,000 | 405,256,000 | 406,079,000 | 398,325,000 |
| Allowance for loan losses | 10,397,000 | 10,091,000 | 10,308,000 | 7,867,000 |
| Securities available for sale | 61,302,000 | 57,827,000 | 54,108,000 | 51,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,416,000 | 535,086,000 | 524,998,000 | 532,432,000 |
| Interest-bearing deposits | 499,184,000 | 476,602,000 | 470,682,000 | 478,576,000 |
| Noninterest-bearing deposits | 50,232,000 | 58,484,000 | 54,316,000 | 53,856,000 |
| Equity capital | 14,616,000 | 15,885,000 | 16,746,000 | 15,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,898,000 | 11,898,000 | 17,923,000 | 23,745,000 |
| Interest expense | 1,144,000 | 2,244,000 | 3,304,000 | 4,334,000 |
| Net interest income | 4,754,000 | 9,654,000 | 14,619,000 | 19,411,000 |
| Noninterest income | 772,000 | 1,270,000 | 1,690,000 | 1,484,000 |
| Noninterest expense | 3,638,000 | 7,648,000 | 11,866,000 | 14,599,000 |
| Provision for loan losses | 1,000,000 | 1,250,000 | 1,650,000 | 5,543,000 |
| Pretax income | 894,000 | 2,032,000 | 2,825,000 | 785,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 3,000 |
| Net income | 890,000 | 2,028,000 | 2,821,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,937,000 | 17,075,000 | 17,868,000 | 15,829,000 |
| Total capital | 20,784,000 | 21,960,000 | 22,789,000 | 20,804,000 |
| Risk-weighted assets | 382,704,000 | 386,107,000 | 388,289,000 | 395,100,000 |