Call reports 2013
FARMERS & MERCHANTS BANK — 2013
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 584,250,000 | 584,655,000 | 570,729,000 | 553,192,000 |
| Total loans | 414,378,000 | 413,382,000 | 400,859,000 | 400,999,000 |
| Allowance for loan losses | 9,282,000 | 8,758,000 | 8,193,000 | 9,823,000 |
| Securities available for sale | 57,559,000 | 66,494,000 | 67,526,000 | 60,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,322,000 | 565,757,000 | 552,362,000 | 538,063,000 |
| Interest-bearing deposits | 509,076,000 | 502,064,000 | 497,481,000 | 488,863,000 |
| Noninterest-bearing deposits | 56,246,000 | 63,693,000 | 54,881,000 | 49,200,000 |
| Equity capital | 16,335,000 | 16,161,000 | 15,772,000 | 13,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,118,000 | 12,147,000 | 17,996,000 | 24,117,000 |
| Interest expense | 1,657,000 | 3,169,000 | 4,571,000 | 5,817,000 |
| Net interest income | 4,461,000 | 8,978,000 | 13,425,000 | 18,300,000 |
| Noninterest income | 425,000 | 458,000 | 688,000 | 316,000 |
| Noninterest expense | 3,790,000 | 7,710,000 | 11,481,000 | 15,252,000 |
| Provision for loan losses | 901,000 | 1,501,000 | 2,501,000 | 4,701,000 |
| Pretax income | 195,000 | 275,000 | 181,000 | -1,187,000 |
| Income tax | 0 | 0 | -376,000 | 0 |
| Net income | 195,000 | 275,000 | 557,000 | -1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,381,000 | 15,800,000 | 15,736,000 | 15,047,000 |
| Total capital | 21,361,000 | 20,786,000 | 20,666,000 | 19,889,000 |
| Risk-weighted assets | 394,136,000 | 395,172,000 | 391,142,000 | 382,479,000 |