Call reports 2012
FARMERS & MERCHANTS BANK — 2012
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 592,513,000 | 605,733,000 | 596,746,000 | 597,677,000 |
| Total loans | 445,378,000 | 443,891,000 | 437,915,000 | 428,371,000 |
| Allowance for loan losses | 10,645,000 | 10,041,000 | 10,082,000 | 11,088,000 |
| Securities available for sale | 57,341,000 | 53,829,000 | 53,793,000 | 53,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,213,000 | 581,917,000 | 572,271,000 | 578,620,000 |
| Interest-bearing deposits | 515,963,000 | 524,084,000 | 514,755,000 | 506,552,000 |
| Noninterest-bearing deposits | 47,250,000 | 57,833,000 | 57,516,000 | 72,068,000 |
| Equity capital | 21,778,000 | 20,151,000 | 20,665,000 | 16,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,690,000 | 12,947,000 | 19,371,000 | 25,505,000 |
| Interest expense | 2,236,000 | 4,299,000 | 6,253,000 | 8,128,000 |
| Net interest income | 4,454,000 | 8,648,000 | 13,118,000 | 17,377,000 |
| Noninterest income | 503,000 | 930,000 | 1,775,000 | 1,957,000 |
| Noninterest expense | 3,804,000 | 7,874,000 | 11,858,000 | 15,578,000 |
| Provision for loan losses | 750,000 | 3,400,000 | 4,500,000 | 7,459,000 |
| Pretax income | 403,000 | -1,539,000 | -1,143,000 | -3,227,000 |
| Income tax | 157,000 | 0 | 0 | 0 |
| Net income | 246,000 | -1,539,000 | -1,143,000 | -3,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,403,000 | 19,823,000 | 19,924,000 | 16,234,000 |
| Total capital | 26,631,000 | 24,869,000 | 25,217,000 | 21,403,000 |
| Risk-weighted assets | 412,834,000 | 418,788,000 | 418,707,000 | 407,033,000 |