Call reports 2011
FARMERS & MERCHANTS BANK — 2011
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 617,701,000 | 604,541,000 | 589,580,000 | 593,109,000 |
| Total loans | 454,684,000 | 462,011,000 | 456,876,000 | 449,836,000 |
| Allowance for loan losses | 10,767,000 | 11,073,000 | 10,938,000 | 12,080,000 |
| Securities available for sale | 45,008,000 | 43,528,000 | 42,617,000 | 45,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,491,000 | 564,736,000 | 550,948,000 | 555,672,000 |
| Interest-bearing deposits | 525,772,000 | 509,309,000 | 504,140,000 | 509,500,000 |
| Noninterest-bearing deposits | 51,719,000 | 55,427,000 | 46,808,000 | 46,172,000 |
| Equity capital | 23,886,000 | 23,731,000 | 25,086,000 | 21,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,641,000 | 14,760,000 | 21,811,000 | 28,396,000 |
| Interest expense | 2,676,000 | 5,250,000 | 7,783,000 | 10,114,000 |
| Net interest income | 4,965,000 | 9,510,000 | 14,028,000 | 18,282,000 |
| Noninterest income | -40,000 | 303,000 | 304,000 | 700,000 |
| Noninterest expense | 4,949,000 | 9,829,000 | 14,234,000 | 18,394,000 |
| Provision for loan losses | 1,200,000 | 1,770,000 | 2,370,000 | 4,189,000 |
| Pretax income | -1,224,000 | -1,786,000 | -2,055,000 | -3,384,000 |
| Income tax | -394,000 | -394,000 | 2,000 | 551,000 |
| Net income | -830,000 | -1,392,000 | -2,057,000 | -3,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,223,000 | 23,661,000 | 24,018,000 | 20,235,000 |
| Total capital | 32,420,000 | 29,251,000 | 29,448,000 | 25,480,000 |
| Risk-weighted assets | 439,060,000 | 443,282,000 | 428,963,000 | 412,775,000 |