Call reports 2010
FARMERS & MERCHANTS BANK — 2010
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 650,683,000 | 632,767,000 | 606,023,000 | 596,842,000 |
| Total loans | 493,814,000 | 484,397,000 | 476,862,000 | 466,669,000 |
| Allowance for loan losses | 10,124,000 | 10,067,000 | 12,222,000 | 11,666,000 |
| Securities available for sale | 51,476,000 | 49,365,000 | 49,734,000 | 40,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 605,348,000 | 585,914,000 | 571,600,000 | 561,650,000 |
| Interest-bearing deposits | 562,219,000 | 539,872,000 | 528,558,000 | 517,674,000 |
| Noninterest-bearing deposits | 43,129,000 | 46,042,000 | 43,042,000 | 43,976,000 |
| Equity capital | 25,504,000 | 27,032,000 | 20,060,000 | 18,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,097,000 | 15,884,000 | 23,619,000 | 31,393,000 |
| Interest expense | 3,773,000 | 7,270,000 | 10,528,000 | 13,474,000 |
| Net interest income | 4,324,000 | 8,614,000 | 13,091,000 | 17,919,000 |
| Noninterest income | 11,610,000 | 13,593,000 | 14,196,000 | 15,074,000 |
| Noninterest expense | 15,150,000 | 19,949,000 | 27,059,000 | 34,369,000 |
| Provision for loan losses | 562,000 | 1,144,000 | 6,347,000 | 6,468,000 |
| Pretax income | 222,000 | 1,275,000 | -5,499,000 | -7,224,000 |
| Income tax | 86,000 | 0 | 0 | -551,000 |
| Net income | 136,000 | 1,275,000 | -5,499,000 | -6,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,722,000 | 26,907,000 | 20,179,000 | 19,053,000 |
| Total capital | 32,748,000 | 33,801,000 | 26,486,000 | 27,806,000 |
| Risk-weighted assets | 465,484,000 | 454,818,000 | 445,626,000 | 442,299,000 |