Call reports 2008
FARMERS & MERCHANTS BANK — 2008
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 534,414,000 | 588,592,000 | 581,555,000 | 605,302,000 |
| Total loans | 448,657,000 | 494,448,000 | 500,626,000 | 479,466,000 |
| Allowance for loan losses | 5,416,000 | 10,001,000 | 7,950,000 | 6,225,000 |
| Securities available for sale | 49,693,000 | 28,967,000 | 30,971,000 | 34,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,278,000 | 519,632,000 | 517,811,000 | 540,375,000 |
| Interest-bearing deposits | 431,346,000 | 468,821,000 | 475,544,000 | 487,999,000 |
| Noninterest-bearing deposits | 44,932,000 | 50,811,000 | 42,267,000 | 52,376,000 |
| Equity capital | 39,181,000 | 35,335,000 | 37,398,000 | 37,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,266,000 | 17,985,000 | 26,429,000 | 34,904,000 |
| Interest expense | 4,838,000 | 9,608,000 | 14,571,000 | 19,741,000 |
| Net interest income | 4,428,000 | 8,377,000 | 11,858,000 | 15,163,000 |
| Noninterest income | 535,000 | 1,148,000 | 1,845,000 | 2,375,000 |
| Noninterest expense | 3,536,000 | 7,314,000 | 11,265,000 | 16,539,000 |
| Provision for loan losses | 348,000 | 6,700,000 | 7,214,000 | 8,538,000 |
| Pretax income | 1,079,000 | -4,480,000 | -4,766,000 | -8,516,000 |
| Income tax | 362,000 | -1,732,000 | -1,756,000 | -3,131,000 |
| Net income | 717,000 | -2,748,000 | -3,010,000 | -5,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,789,000 | 35,403,000 | 37,220,000 | 35,643,000 |
| Total capital | 44,056,000 | 41,300,000 | 53,164,000 | 51,702,000 |
| Risk-weighted assets | 423,420,000 | 467,679,000 | 473,522,000 | 484,826,000 |
Machine access — free, no API key
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