Call reports 2007
FARMERS & MERCHANTS BANK — 2007
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 419,407,000 | 458,971,000 | 480,244,000 | 499,138,000 |
| Total loans | 352,432,000 | 366,344,000 | 379,407,000 | 423,971,000 |
| Allowance for loan losses | 4,664,000 | 4,629,000 | 4,907,000 | 5,143,000 |
| Securities available for sale | 19,516,000 | 23,072,000 | 47,345,000 | 48,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,307,000 | 403,806,000 | 423,353,000 | 436,513,000 |
| Interest-bearing deposits | 317,164,000 | 354,162,000 | 377,923,000 | 394,221,000 |
| Noninterest-bearing deposits | 45,143,000 | 49,644,000 | 45,430,000 | 42,292,000 |
| Equity capital | 33,941,000 | 35,171,000 | 36,607,000 | 37,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,597,000 | 17,594,000 | 27,030,000 | 36,413,000 |
| Interest expense | 3,800,000 | 7,967,000 | 12,406,000 | 17,088,000 |
| Net interest income | 4,797,000 | 9,627,000 | 14,624,000 | 19,325,000 |
| Noninterest income | 476,000 | 994,000 | 1,492,000 | 1,995,000 |
| Noninterest expense | 3,040,000 | 6,113,000 | 9,383,000 | 12,797,000 |
| Provision for loan losses | 208,000 | 431,000 | 813,000 | 2,005,000 |
| Pretax income | 2,024,000 | 4,076,000 | 5,918,000 | 6,517,000 |
| Income tax | 770,000 | 1,481,000 | 2,200,000 | 2,478,000 |
| Net income | 1,254,000 | 2,595,000 | 3,718,000 | 4,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,971,000 | 35,392,000 | 36,594,000 | 36,993,000 |
| Total capital | 38,334,000 | 39,990,000 | 41,378,000 | 42,136,000 |
| Risk-weighted assets | 348,741,000 | 367,905,000 | 382,562,000 | 415,397,000 |
Machine access — free, no API key
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