Call reports 2012
FIRST NATIONAL BANK OF SOUTHERN KANSAS, THE — 2012
What FIRST NATIONAL BANK OF SOUTHERN KANSAS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 64,112,000 | 67,450,000 |
| Total loans | 31,240,000 | 29,867,000 |
| Allowance for loan losses | 848,000 | 850,000 |
| Securities available for sale | 6,173,000 | 6,527,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 56,958,000 | 60,218,000 |
| Interest-bearing deposits | 44,424,000 | 43,681,000 |
| Noninterest-bearing deposits | 12,534,000 | 16,537,000 |
| Equity capital | 6,381,000 | 6,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 523,000 | 1,031,000 |
| Interest expense | 58,000 | 112,000 |
| Net interest income | 465,000 | 919,000 |
| Noninterest income | 99,000 | 244,000 |
| Noninterest expense | 552,000 | 1,082,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 12,000 | 81,000 |
| Income tax | 23,000 | 45,000 |
| Net income | -11,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 6,266,000 | 6,313,000 |
| Total capital | 6,827,000 | 6,786,000 |
| Risk-weighted assets | 44,614,000 | 43,123,000 |