Call reports 2011
FIRST NATIONAL BANK OF SOUTHERN KANSAS, THE — 2011
What FIRST NATIONAL BANK OF SOUTHERN KANSAS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 65,364,000 | 61,432,000 | 61,705,000 | 61,264,000 |
| Total loans | 34,139,000 | 33,431,000 | 32,893,000 | 32,729,000 |
| Allowance for loan losses | 851,000 | 852,000 | 854,000 | 855,000 |
| Securities available for sale | 7,701,000 | 5,690,000 | 5,719,000 | 5,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,501,000 | 54,411,000 | 54,512,000 | 54,127,000 |
| Interest-bearing deposits | 47,369,000 | 43,127,000 | 41,644,000 | 40,447,000 |
| Noninterest-bearing deposits | 11,132,000 | 11,284,000 | 12,868,000 | 13,680,000 |
| Equity capital | 6,058,000 | 6,209,000 | 6,347,000 | 6,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,233,000 | 1,826,000 | 2,383,000 |
| Interest expense | 100,000 | 177,000 | 244,000 | 304,000 |
| Net interest income | 528,000 | 1,056,000 | 1,582,000 | 2,079,000 |
| Noninterest income | 121,000 | 260,000 | 423,000 | 587,000 |
| Noninterest expense | 611,000 | 1,187,000 | 1,757,000 | 2,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 129,000 | 248,000 | 313,000 |
| Income tax | 23,000 | 45,000 | 68,000 | 79,000 |
| Net income | 15,000 | 84,000 | 180,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,988,000 | 6,143,000 | 6,240,000 | 6,276,000 |
| Total capital | 6,537,000 | 6,695,000 | 6,785,000 | 6,846,000 |
| Risk-weighted assets | 43,656,000 | 43,860,000 | 43,441,000 | 45,367,000 |