Call reports 2010
FIRST NATIONAL BANK OF SOUTHERN KANSAS, THE — 2010
What FIRST NATIONAL BANK OF SOUTHERN KANSAS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,130,000 | 67,341,000 | 66,991,000 | 67,038,000 |
| Total loans | 39,690,000 | 37,534,000 | 37,104,000 | 37,063,000 |
| Allowance for loan losses | 510,000 | 505,000 | 835,000 | 836,000 |
| Securities available for sale | 8,375,000 | 9,326,000 | 9,723,000 | 8,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,899,000 | 61,103,000 | 60,907,000 | 60,810,000 |
| Interest-bearing deposits | 48,562,000 | 50,917,000 | 50,698,000 | 48,471,000 |
| Noninterest-bearing deposits | 10,337,000 | 10,186,000 | 10,209,000 | 12,339,000 |
| Equity capital | 5,493,000 | 5,475,000 | 5,286,000 | 5,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,430,000 | 2,154,000 | 2,816,000 |
| Interest expense | 153,000 | 303,000 | 459,000 | 593,000 |
| Net interest income | 577,000 | 1,127,000 | 1,695,000 | 2,223,000 |
| Noninterest income | 78,000 | 178,000 | 303,000 | 521,000 |
| Noninterest expense | 556,000 | 1,201,000 | 1,823,000 | 2,531,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 300,000 |
| Pretax income | 99,000 | 104,000 | -125,000 | -87,000 |
| Income tax | 23,000 | 38,000 | 60,000 | -91,000 |
| Net income | 76,000 | 66,000 | -185,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,433,000 | 5,423,000 | 5,172,000 | 5,375,000 |
| Total capital | 5,943,000 | 5,928,000 | 5,739,000 | 5,941,000 |
| Risk-weighted assets | 45,604,000 | 46,220,000 | 45,109,000 | 45,036,000 |