Call reports 2025
DSRM NATIONAL BANK — 2025
What DSRM NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,194,000 | 4,200,000 | 4,400,000 | 4,457,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,055,000 | 3,320,000 | 3,338,000 | 3,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,597,000 | 3,625,000 | 3,650,000 | 3,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 31,000 | 66,000 | 98,000 | 134,000 |
| Interest expense | 6,000 | 13,000 | 20,000 | 26,000 |
| Net interest income | 25,000 | 53,000 | 78,000 | 108,000 |
| Noninterest income | 150,000 | 333,000 | 498,000 | 678,000 |
| Noninterest expense | 143,000 | 317,000 | 475,000 | 646,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 69,000 | 101,000 | 140,000 |
| Income tax | 9,000 | 18,000 | 25,000 | 36,000 |
| Net income | 23,000 | 51,000 | 76,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,597,000 | 3,625,000 | 3,650,000 | 3,678,000 |
| Total capital | 3,597,000 | 3,625,000 | 3,650,000 | 3,678,000 |
| Risk-weighted assets | 2,076,000 | 2,273,000 | 2,717,000 | 2,444,000 |