Call reports 2016
DSRM NATIONAL BANK — 2016
What DSRM NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,705,000 | 3,675,000 | 3,723,000 | 3,734,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,755,000 | 2,555,000 | 2,253,000 | 2,853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,124,000 | 3,133,000 | 3,141,000 | 3,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,000 | 18,000 | 26,000 | 36,000 |
| Interest expense | 3,000 | 5,000 | 8,000 | 11,000 |
| Net interest income | 5,000 | 13,000 | 18,000 | 25,000 |
| Noninterest income | 164,000 | 305,000 | 475,000 | 631,000 |
| Noninterest expense | 156,000 | 291,000 | 452,000 | 600,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 27,000 | 41,000 | 56,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 21,000 |
| Net income | 8,000 | 17,000 | 25,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,124,000 | 3,133,000 | 3,141,000 | 3,151,000 |
| Total capital | 3,124,000 | 3,133,000 | 3,141,000 | 3,151,000 |
| Risk-weighted assets | 1,116,000 | 1,088,000 | 1,181,000 | 1,099,000 |