Call reports 2015
DSRM NATIONAL BANK — 2015
What DSRM NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,728,000 | 3,679,000 | 3,728,000 | 3,694,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,808,000 | 2,807,000 | 2,457,000 | 2,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,087,000 | 3,099,000 | 3,108,000 | 3,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,000 | 20,000 | 30,000 | 39,000 |
| Interest expense | 2,000 | 4,000 | 6,000 | 8,000 |
| Net interest income | 6,000 | 16,000 | 24,000 | 31,000 |
| Noninterest income | 166,000 | 350,000 | 530,000 | 629,000 |
| Noninterest expense | 158,000 | 333,000 | 505,000 | 599,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | 33,000 | 49,000 | 61,000 |
| Income tax | 5,000 | 12,000 | 19,000 | 23,000 |
| Net income | 9,000 | 21,000 | 30,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,087,000 | 3,099,000 | 3,108,000 | 3,116,000 |
| Total capital | 3,087,000 | 3,099,000 | 3,108,000 | 3,116,000 |
| Risk-weighted assets | 960,000 | 986,000 | 1,039,000 | 968,000 |