Call reports 2013
DSRM NATIONAL BANK — 2013
What DSRM NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,566,000 | 3,617,000 | 3,682,000 | 3,686,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 721,000 | 731,000 | 1,000 | 1,000 |
| Securities held to maturity | 2,560,000 | 2,556,000 | 2,305,000 | 2,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,004,000 | 3,015,000 | 3,025,000 | 3,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,000 | 22,000 | 31,000 | 41,000 |
| Interest expense | 2,000 | 5,000 | 7,000 | 9,000 |
| Net interest income | 7,000 | 17,000 | 24,000 | 32,000 |
| Noninterest income | 184,000 | 385,000 | 576,000 | 693,000 |
| Noninterest expense | 175,000 | 367,000 | 549,000 | 660,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 35,000 | 51,000 | 65,000 |
| Income tax | 6,000 | 14,000 | 20,000 | 25,000 |
| Net income | 10,000 | 21,000 | 31,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,004,000 | 3,015,000 | 3,025,000 | 3,034,000 |
| Total capital | 3,004,000 | 3,015,000 | 3,025,000 | 3,034,000 |
| Risk-weighted assets | 1,523,000 | 1,506,000 | 740,000 | 731,000 |