Call reports 2009
CITIZENS BANK — 2009
What CITIZENS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 147,878,000 | 144,892,000 | 148,173,000 | 150,127,000 |
| Total loans | 96,626,000 | 97,532,000 | 101,931,000 | 103,775,000 |
| Allowance for loan losses | 1,350,000 | 1,456,000 | 1,488,000 | 1,354,000 |
| Securities available for sale | 28,780,000 | 30,373,000 | 27,370,000 | 24,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,957,000 | 132,723,000 | 135,479,000 | 137,009,000 |
| Interest-bearing deposits | 114,959,000 | 113,390,000 | 118,341,000 | 116,384,000 |
| Noninterest-bearing deposits | 19,998,000 | 19,333,000 | 17,138,000 | 20,625,000 |
| Equity capital | 12,303,000 | 11,567,000 | 12,058,000 | 12,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,019,000 | 4,094,000 | 6,153,000 | 8,069,000 |
| Interest expense | 746,000 | 1,474,000 | 2,196,000 | 2,842,000 |
| Net interest income | 1,273,000 | 2,620,000 | 3,957,000 | 5,227,000 |
| Noninterest income | 102,000 | 193,000 | 396,000 | 541,000 |
| Noninterest expense | 1,482,000 | 3,065,000 | 4,667,000 | 6,253,000 |
| Provision for loan losses | 539,000 | 909,000 | 1,273,000 | 1,423,000 |
| Pretax income | -646,000 | -1,373,000 | -1,668,000 | -1,939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -646,000 | -1,373,000 | -1,668,000 | -1,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,108,000 | 11,381,000 | 11,339,000 | 11,988,000 |
| Total capital | 13,370,000 | 12,649,000 | 12,645,000 | 13,308,000 |
| Risk-weighted assets | 100,852,000 | 101,451,000 | 104,298,000 | 105,534,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.