Call reports 2016
INSIGNIA BANK — 2016
What INSIGNIA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 255,469,000 | 248,250,000 | 257,157,000 | 243,658,000 |
| Total loans | 176,861,000 | 187,862,000 | 192,896,000 | 194,237,000 |
| Allowance for loan losses | 2,194,000 | 2,248,000 | 2,301,000 | 2,337,000 |
| Securities available for sale | 31,788,000 | 32,446,000 | 33,338,000 | 31,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,243,000 | 210,306,000 | 218,865,000 | 202,926,000 |
| Interest-bearing deposits | 165,653,000 | 160,917,000 | 164,553,000 | 157,372,000 |
| Noninterest-bearing deposits | 49,590,000 | 49,389,000 | 54,312,000 | 45,554,000 |
| Equity capital | 22,921,000 | 23,424,000 | 23,807,000 | 25,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,144,000 | 4,457,000 | 6,847,000 | 9,259,000 |
| Interest expense | 272,000 | 584,000 | 887,000 | 1,183,000 |
| Net interest income | 1,872,000 | 3,873,000 | 5,960,000 | 8,076,000 |
| Noninterest income | 182,000 | 695,000 | 1,212,000 | 1,704,000 |
| Noninterest expense | 1,677,000 | 3,555,000 | 5,481,000 | 7,217,000 |
| Provision for loan losses | 0 | 44,000 | 87,000 | 87,000 |
| Pretax income | 377,000 | 1,002,000 | 1,634,000 | 2,506,000 |
| Income tax | 139,000 | 370,000 | 605,000 | 930,000 |
| Net income | 238,000 | 632,000 | 1,029,000 | 1,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,091,000 | 21,749,000 | 22,376,000 | 24,487,000 |
| Total capital | 23,260,000 | 23,994,000 | 24,665,000 | 26,762,000 |
| Risk-weighted assets | 172,710,000 | 178,966,000 | 182,504,000 | 181,479,000 |