Call reports 2015
INSIGNIA BANK — 2015
What INSIGNIA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 192,770,000 | 206,808,000 | 206,191,000 | 214,980,000 |
| Total loans | 151,730,000 | 153,203,000 | 158,552,000 | 176,152,000 |
| Allowance for loan losses | 2,070,000 | 2,090,000 | 2,173,000 | 2,185,000 |
| Securities available for sale | 22,351,000 | 27,996,000 | 29,921,000 | 21,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,319,000 | 172,240,000 | 168,136,000 | 170,384,000 |
| Interest-bearing deposits | 121,554,000 | 134,718,000 | 126,256,000 | 128,072,000 |
| Noninterest-bearing deposits | 36,765,000 | 37,522,000 | 41,880,000 | 42,312,000 |
| Equity capital | 21,940,000 | 22,110,000 | 22,490,000 | 22,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,598,000 | 5,499,000 | 7,566,000 |
| Interest expense | 231,000 | 474,000 | 718,000 | 963,000 |
| Net interest income | 1,540,000 | 3,124,000 | 4,781,000 | 6,603,000 |
| Noninterest income | 426,000 | 879,000 | 1,445,000 | 1,818,000 |
| Noninterest expense | 1,599,000 | 3,293,000 | 5,079,000 | 6,830,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 710,000 | 1,147,000 | 1,602,000 |
| Income tax | 135,000 | 261,000 | 422,000 | 590,000 |
| Net income | 232,000 | 449,000 | 725,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,514,000 | 19,814,000 | 20,318,000 | 20,681,000 |
| Total capital | 21,393,000 | 21,713,000 | 22,291,000 | 22,812,000 |
| Risk-weighted assets | 148,664,000 | 150,322,000 | 156,370,000 | 169,199,000 |