Call reports 2014
INSIGNIA BANK — 2014
What INSIGNIA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 167,988,000 | 171,695,000 | 179,163,000 | 180,955,000 |
| Total loans | 123,596,000 | 133,907,000 | 144,270,000 | 146,673,000 |
| Allowance for loan losses | 2,064,000 | 2,065,000 | 2,067,000 | 2,069,000 |
| Securities available for sale | 19,091,000 | 21,941,000 | 19,152,000 | 18,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,418,000 | 139,577,000 | 144,814,000 | 145,833,000 |
| Interest-bearing deposits | 109,373,000 | 109,947,000 | 112,651,000 | 113,895,000 |
| Noninterest-bearing deposits | 28,045,000 | 29,630,000 | 32,163,000 | 31,938,000 |
| Equity capital | 20,950,000 | 21,132,000 | 21,334,000 | 21,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,621,000 | 3,238,000 | 4,946,000 | 6,959,000 |
| Interest expense | 199,000 | 401,000 | 616,000 | 841,000 |
| Net interest income | 1,422,000 | 2,837,000 | 4,330,000 | 6,118,000 |
| Noninterest income | 254,000 | 427,000 | 751,000 | 1,088,000 |
| Noninterest expense | 1,413,000 | 2,796,000 | 4,291,000 | 5,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 263,000 | 468,000 | 791,000 | 1,253,000 |
| Income tax | 95,000 | 171,000 | 290,000 | 463,000 |
| Net income | 168,000 | 297,000 | 501,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,485,000 | 18,698,000 | 19,033,000 | 19,506,000 |
| Total capital | 20,085,000 | 20,377,000 | 20,810,000 | 21,324,000 |
| Risk-weighted assets | 127,549,000 | 133,919,000 | 141,863,000 | 145,150,000 |