Call reports 2013
INSIGNIA BANK — 2013
What INSIGNIA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,265,000 | 153,108,000 | 154,252,000 | 156,722,000 |
| Total loans | 115,719,000 | 122,888,000 | 120,911,000 | 122,854,000 |
| Allowance for loan losses | 2,390,000 | 2,365,000 | 2,296,000 | 2,006,000 |
| Securities available for sale | 12,211,000 | 12,538,000 | 12,315,000 | 14,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,937,000 | 125,167,000 | 123,975,000 | 126,439,000 |
| Interest-bearing deposits | 95,115,000 | 99,598,000 | 95,343,000 | 102,996,000 |
| Noninterest-bearing deposits | 23,822,000 | 25,569,000 | 28,632,000 | 23,443,000 |
| Equity capital | 20,272,000 | 20,336,000 | 20,587,000 | 20,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,074,000 | 4,658,000 | 6,250,000 |
| Interest expense | 173,000 | 348,000 | 542,000 | 745,000 |
| Net interest income | 1,345,000 | 2,726,000 | 4,116,000 | 5,505,000 |
| Noninterest income | 252,000 | 525,000 | 743,000 | 1,039,000 |
| Noninterest expense | 1,198,000 | 2,431,000 | 3,712,000 | 5,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 399,000 | 820,000 | 1,147,000 | 1,431,000 |
| Income tax | 145,000 | 299,000 | 417,000 | 519,000 |
| Net income | 254,000 | 521,000 | 730,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,264,000 | 17,686,000 | 18,015,000 | 18,196,000 |
| Total capital | 18,742,000 | 19,221,000 | 19,538,000 | 19,743,000 |
| Risk-weighted assets | 117,302,000 | 121,995,000 | 121,046,000 | 123,289,000 |