Call reports 2012
INSIGNIA BANK — 2012
What INSIGNIA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 147,618,000 | 147,796,000 | 146,111,000 | 145,447,000 |
| Total loans | 103,798,000 | 107,692,000 | 111,635,000 | 113,545,000 |
| Allowance for loan losses | 1,781,000 | 1,814,000 | 1,921,000 | 2,387,000 |
| Securities available for sale | 19,628,000 | 19,153,000 | 15,112,000 | 10,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,189,000 | 121,107,000 | 119,170,000 | 120,355,000 |
| Interest-bearing deposits | 101,838,000 | 101,875,000 | 98,376,000 | 99,327,000 |
| Noninterest-bearing deposits | 19,351,000 | 19,232,000 | 20,794,000 | 21,028,000 |
| Equity capital | 18,975,000 | 19,174,000 | 19,321,000 | 20,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 2,972,000 | 4,492,000 | 6,135,000 |
| Interest expense | 262,000 | 483,000 | 671,000 | 851,000 |
| Net interest income | 1,222,000 | 2,489,000 | 3,821,000 | 5,284,000 |
| Noninterest income | 259,000 | 570,000 | 909,000 | 1,900,000 |
| Noninterest expense | 1,232,000 | 2,512,000 | 3,801,000 | 5,116,000 |
| Provision for loan losses | 22,000 | 28,000 | 235,000 | 235,000 |
| Pretax income | 227,000 | 519,000 | 715,000 | 1,854,000 |
| Income tax | 81,000 | 185,000 | 252,000 | 676,000 |
| Net income | 146,000 | 334,000 | 463,000 | 1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,166,000 | 15,483,000 | 15,703,000 | 16,861,000 |
| Total capital | 16,600,000 | 16,914,000 | 17,159,000 | 18,315,000 |
| Risk-weighted assets | 114,375,000 | 114,123,000 | 116,012,000 | 115,417,000 |