Call reports 2011
INSIGNIA BANK — 2011
What INSIGNIA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 158,409,000 | 151,640,000 | 144,747,000 | 142,170,000 |
| Total loans | 103,452,000 | 103,319,000 | 102,761,000 | 100,751,000 |
| Allowance for loan losses | 1,732,000 | 1,741,000 | 1,735,000 | 1,738,000 |
| Securities available for sale | 28,023,000 | 21,782,000 | 9,055,000 | 19,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,178,000 | 122,578,000 | 118,588,000 | 115,980,000 |
| Interest-bearing deposits | 116,705,000 | 108,222,000 | 104,910,000 | 101,282,000 |
| Noninterest-bearing deposits | 13,473,000 | 14,356,000 | 13,678,000 | 14,698,000 |
| Equity capital | 17,797,000 | 18,364,000 | 18,614,000 | 18,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,373,000 | 4,978,000 | 6,489,000 |
| Interest expense | 433,000 | 830,000 | 1,159,000 | 1,443,000 |
| Net interest income | 1,228,000 | 2,543,000 | 3,819,000 | 5,046,000 |
| Noninterest income | 157,000 | 353,000 | 515,000 | 899,000 |
| Noninterest expense | 1,222,000 | 2,496,000 | 3,695,000 | 4,953,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 153,000 | 399,000 | 730,000 | 1,083,000 |
| Income tax | 53,000 | 139,000 | 258,000 | 386,000 |
| Net income | 100,000 | 260,000 | 472,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,638,000 | 13,892,000 | 14,230,000 | 14,591,000 |
| Total capital | 15,083,000 | 15,341,000 | 15,643,000 | 15,994,000 |
| Risk-weighted assets | 115,312,000 | 115,642,000 | 112,697,000 | 111,917,000 |