Call reports 2010
INSIGNIA BANK — 2010
What INSIGNIA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 144,848,000 | 136,291,000 | 142,233,000 | 148,571,000 |
| Total loans | 103,679,000 | 103,004,000 | 102,707,000 | 103,308,000 |
| Allowance for loan losses | 1,956,000 | 2,064,000 | 1,874,000 | 1,986,000 |
| Securities available for sale | 21,541,000 | 17,657,000 | 14,561,000 | 16,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,993,000 | 106,574,000 | 112,487,000 | 120,558,000 |
| Interest-bearing deposits | 101,306,000 | 95,061,000 | 99,366,000 | 106,253,000 |
| Noninterest-bearing deposits | 16,687,000 | 11,513,000 | 13,121,000 | 14,305,000 |
| Equity capital | 18,505,000 | 18,301,000 | 18,239,000 | 17,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,275,000 | 4,948,000 | 6,594,000 |
| Interest expense | 482,000 | 935,000 | 1,360,000 | 1,792,000 |
| Net interest income | 1,160,000 | 2,340,000 | 3,588,000 | 4,802,000 |
| Noninterest income | 104,000 | 201,000 | 299,000 | 390,000 |
| Noninterest expense | 1,225,000 | 2,528,000 | 3,837,000 | 5,206,000 |
| Provision for loan losses | 0 | 583,000 | 707,000 | 919,000 |
| Pretax income | 39,000 | -554,000 | -544,000 | -804,000 |
| Income tax | 13,000 | -214,000 | -213,000 | -313,000 |
| Net income | 26,000 | -340,000 | -331,000 | -491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,284,000 | 13,702,000 | 13,725,000 | 13,478,000 |
| Total capital | 15,693,000 | 15,102,000 | 15,173,000 | 14,926,000 |
| Risk-weighted assets | 112,200,000 | 111,308,000 | 115,416,000 | 114,767,000 |