Call reports 2012
COLONIAL BANK FEDERAL SAVINGS BANK — 2012
What COLONIAL BANK FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 637,438,000 | 616,165,000 | 629,593,000 | 623,215,000 |
| Total loans | 297,160,000 | 290,934,000 | 297,438,000 | 301,328,000 |
| Allowance for loan losses | 2,866,000 | 2,938,000 | 3,006,000 | 4,146,000 |
| Securities available for sale | 243,846,000 | 235,060,000 | 243,039,000 | 233,303,000 |
| Securities held to maturity | 36,771,000 | 36,228,000 | 33,203,000 | 29,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,968,000 | 544,688,000 | 557,362,000 | 555,935,000 |
| Interest-bearing deposits | 518,169,000 | 500,582,000 | 516,026,000 | 514,514,000 |
| Noninterest-bearing deposits | 46,799,000 | 44,106,000 | 41,336,000 | 41,421,000 |
| Equity capital | 67,926,000 | 66,838,000 | 67,501,000 | 64,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,610,000 | 11,019,000 | 16,363,000 | 21,509,000 |
| Interest expense | 1,489,000 | 2,963,000 | 4,276,000 | 5,521,000 |
| Net interest income | 4,121,000 | 8,056,000 | 12,087,000 | 15,988,000 |
| Noninterest income | 385,000 | 753,000 | 1,127,000 | 1,543,000 |
| Noninterest expense | 3,002,000 | 6,126,000 | 9,467,000 | 14,063,000 |
| Provision for loan losses | 1,248,000 | 4,744,000 | 5,073,000 | 6,496,000 |
| Pretax income | 422,000 | -1,865,000 | -1,108,000 | -2,769,000 |
| Income tax | 109,000 | -705,000 | -491,000 | -1,250,000 |
| Net income | 313,000 | -1,160,000 | -617,000 | -1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,924,000 | 63,448,000 | 63,992,000 | 62,023,000 |
| Total capital | 67,790,000 | 66,406,000 | 67,018,000 | 66,060,000 |
| Risk-weighted assets | 335,455,000 | 310,345,000 | 320,342,000 | 321,400,000 |