Call reports 2015
CENTRAL BANK — 2015
What CENTRAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,177,052,000 | 1,234,038,000 | 1,248,894,000 | 1,263,308,000 |
| Total loans | 920,084,000 | 932,811,000 | 947,198,000 | 980,659,000 |
| Allowance for loan losses | 15,254,000 | 395,000 | 1,912,000 | 2,701,000 |
| Securities available for sale | 125,395,000 | 101,454,000 | 96,610,000 | 92,280,000 |
| Securities held to maturity | 35,765,000 | 42,337,000 | 40,024,000 | 39,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,058,917,000 | 1,027,193,000 | 1,062,692,000 | 1,061,873,000 |
| Interest-bearing deposits | 752,669,000 | 732,719,000 | 615,176,000 | 744,653,000 |
| Noninterest-bearing deposits | 306,248,000 | 294,474,000 | 447,516,000 | 317,220,000 |
| Equity capital | 106,750,000 | 159,882,000 | 168,091,000 | 168,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,580,000 | 9,858,000 | 23,562,000 | 36,920,000 |
| Interest expense | 851,000 | 562,000 | 826,000 | 1,119,000 |
| Net interest income | 12,729,000 | 9,296,000 | 22,736,000 | 35,801,000 |
| Noninterest income | 1,792,000 | 1,321,000 | 3,155,000 | 5,577,000 |
| Noninterest expense | 8,445,000 | 6,631,000 | 16,085,000 | 26,553,000 |
| Provision for loan losses | 180,000 | 451,000 | 2,142,000 | 3,184,000 |
| Pretax income | 5,959,000 | 3,415,000 | 7,544,000 | 11,521,000 |
| Income tax | 20,000 | 1,295,000 | 3,000,000 | 4,562,000 |
| Net income | 5,939,000 | 2,120,000 | 4,544,000 | 6,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,731,000 | 95,470,000 | 99,697,000 | 100,017,000 |
| Total capital | 116,555,000 | 95,865,000 | 101,609,000 | 102,718,000 |
| Risk-weighted assets | 861,555,000 | 845,269,000 | 883,521,000 | 922,397,000 |