Call reports 2014
CENTRAL BANK — 2014
What CENTRAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,133,798,000 | 1,152,187,000 | 1,171,027,000 | 1,178,605,000 |
| Total loans | 795,512,000 | 853,342,000 | 874,137,000 | 902,634,000 |
| Allowance for loan losses | 18,383,000 | 16,260,000 | 15,137,000 | 15,223,000 |
| Securities available for sale | 141,648,000 | 144,261,000 | 131,562,000 | 128,477,000 |
| Securities held to maturity | 35,268,000 | 35,146,000 | 38,961,000 | 38,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,027,544,000 | 1,038,706,000 | 1,059,812,000 | 1,065,100,000 |
| Interest-bearing deposits | 761,301,000 | 754,687,000 | 759,541,000 | 758,625,000 |
| Noninterest-bearing deposits | 266,243,000 | 284,019,000 | 300,271,000 | 306,475,000 |
| Equity capital | 93,452,000 | 99,892,000 | 99,994,000 | 100,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,296,000 | 25,635,000 | 39,551,000 | 53,459,000 |
| Interest expense | 964,000 | 1,926,000 | 2,866,000 | 3,757,000 |
| Net interest income | 11,332,000 | 23,709,000 | 36,685,000 | 49,702,000 |
| Noninterest income | 2,306,000 | 3,844,000 | 4,361,000 | 6,092,000 |
| Noninterest expense | 9,890,000 | 19,587,000 | 29,302,000 | 39,786,000 |
| Provision for loan losses | 995,000 | 171,000 | -462,000 | 220,000 |
| Pretax income | 2,753,000 | 7,900,000 | 12,462,000 | 16,044,000 |
| Income tax | 24,000 | 24,000 | 25,000 | 25,000 |
| Net income | 2,729,000 | 7,876,000 | 12,437,000 | 16,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,069,000 | 100,234,000 | 101,067,000 | 101,219,000 |
| Total capital | 103,516,000 | 109,360,000 | 110,763,000 | 111,536,000 |
| Risk-weighted assets | 665,833,000 | 722,970,000 | 770,260,000 | 820,424,000 |