Call reports 2013
CENTRAL BANK — 2013
What CENTRAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,215,667,000 | 1,147,890,000 | 1,156,786,000 | 1,152,266,000 |
| Total loans | 785,473,000 | 789,141,000 | 791,339,000 | 804,572,000 |
| Allowance for loan losses | 22,051,000 | 20,110,000 | 21,666,000 | 19,337,000 |
| Securities available for sale | 141,325,000 | 144,315,000 | 145,794,000 | 141,973,000 |
| Securities held to maturity | 18,993,000 | 18,762,000 | 29,521,000 | 32,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,112,877,000 | 1,044,834,000 | 1,051,803,000 | 1,047,801,000 |
| Interest-bearing deposits | 853,531,000 | 796,004,000 | 792,493,000 | 782,770,000 |
| Noninterest-bearing deposits | 259,346,000 | 248,830,000 | 259,310,000 | 265,031,000 |
| Equity capital | 91,496,000 | 91,721,000 | 92,844,000 | 91,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 14,729,000 | 28,877,000 | 41,332,000 | 54,471,000 |
| Interest expense | 1,473,000 | 2,739,000 | 3,871,000 | 4,928,000 |
| Net interest income | 13,256,000 | 26,138,000 | 37,461,000 | 49,543,000 |
| Noninterest income | 2,073,000 | 3,176,000 | 8,021,000 | 10,054,000 |
| Noninterest expense | 10,799,000 | 20,738,000 | 30,869,000 | 41,581,000 |
| Provision for loan losses | 530,000 | 490,000 | 3,085,000 | 3,330,000 |
| Pretax income | 4,169,000 | 8,547,000 | 11,989,000 | 15,147,000 |
| Income tax | 15,000 | 20,000 | 20,000 | 20,000 |
| Net income | 4,154,000 | 8,527,000 | 11,969,000 | 15,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,361,000 | 93,656,000 | 94,686,000 | 93,942,000 |
| Total capital | 94,238,000 | 101,635,000 | 102,890,000 | 102,432,000 |
| Risk-weighted assets | 615,985,000 | 626,202,000 | 643,367,000 | 668,368,000 |