Call reports 2012
CENTRAL BANK — 2012
What CENTRAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,091,422,000 | 1,068,878,000 | 1,207,699,000 | 1,206,561,000 |
| Total loans | 740,447,000 | 730,860,000 | 814,663,000 | 800,867,000 |
| Allowance for loan losses | 27,911,000 | 24,671,000 | 22,528,000 | 22,008,000 |
| Securities available for sale | 96,495,000 | 79,047,000 | 107,953,000 | 119,398,000 |
| Securities held to maturity | 21,294,000 | 15,757,000 | 15,540,000 | 15,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 956,206,000 | 944,540,000 | 1,075,471,000 | 1,104,042,000 |
| Interest-bearing deposits | 751,348,000 | 744,156,000 | 836,597,000 | 854,879,000 |
| Noninterest-bearing deposits | 204,858,000 | 200,384,000 | 238,874,000 | 249,163,000 |
| Equity capital | 81,093,000 | 81,612,000 | 90,364,000 | 90,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,832,000 | 28,523,000 | 41,358,000 | 53,356,000 |
| Interest expense | 1,739,000 | 3,528,000 | 5,613,000 | 7,090,000 |
| Net interest income | 13,093,000 | 24,995,000 | 35,745,000 | 46,266,000 |
| Noninterest income | 5,873,000 | 5,749,000 | 10,546,000 | 17,469,000 |
| Noninterest expense | 9,163,000 | 18,445,000 | 28,342,000 | 40,894,000 |
| Provision for loan losses | 4,476,000 | 2,982,000 | 2,393,000 | 3,795,000 |
| Pretax income | 5,324,000 | 9,667,000 | 15,906,000 | 19,402,000 |
| Income tax | 20,000 | 20,000 | 58,000 | 23,000 |
| Net income | 5,304,000 | 9,647,000 | 15,848,000 | 19,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,366,000 | 78,907,000 | 84,935,000 | 84,906,000 |
| Total capital | 85,180,000 | 85,647,000 | 92,632,000 | 92,740,000 |
| Risk-weighted assets | 523,989,000 | 521,233,000 | 600,897,000 | 612,519,000 |