Call reports 2010
CENTRAL BANK — 2010
What CENTRAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 837,490,000 | 816,485,000 | 808,882,000 | 777,129,000 |
| Total loans | 608,217,000 | 600,599,000 | 574,590,000 | 553,533,000 |
| Allowance for loan losses | 16,129,000 | 14,105,000 | 14,326,000 | 15,384,000 |
| Securities available for sale | 77,118,000 | 76,937,000 | 81,619,000 | 84,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,750,000 | 666,127,000 | 672,283,000 | 647,800,000 |
| Interest-bearing deposits | 582,274,000 | 558,055,000 | 556,990,000 | 536,250,000 |
| Noninterest-bearing deposits | 110,476,000 | 108,072,000 | 115,293,000 | 111,550,000 |
| Equity capital | 65,873,000 | 65,156,000 | 64,373,000 | 62,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 20,157,000 | 30,089,000 | 40,698,000 | 50,576,000 |
| Interest expense | 2,869,000 | 5,569,000 | 7,887,000 | 10,037,000 |
| Net interest income | 17,288,000 | 24,520,000 | 32,811,000 | 40,539,000 |
| Noninterest income | -1,514,000 | -634,000 | 1,751,000 | 4,337,000 |
| Noninterest expense | 9,126,000 | 15,202,000 | 22,715,000 | 28,054,000 |
| Provision for loan losses | 900,000 | 900,000 | 2,400,000 | 5,800,000 |
| Pretax income | 5,587,000 | 7,671,000 | 9,488,000 | 11,063,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 8,000 |
| Net income | 5,585,000 | 7,668,000 | 9,483,000 | 11,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,799,000 | 63,312,000 | 62,383,000 | 61,983,000 |
| Total capital | 70,360,000 | 68,952,000 | 68,036,000 | 67,618,000 |
| Risk-weighted assets | 434,368,000 | 442,788,000 | 443,778,000 | 441,060,000 |