Call reports 2009
CENTRAL BANK — 2009
What CENTRAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 424,354,000 | 431,347,000 | 768,950,000 | 861,034,000 |
| Total loans | 367,407,000 | 363,565,000 | 514,764,000 | 596,608,000 |
| Allowance for loan losses | 3,712,000 | 3,784,000 | 5,397,000 | 15,333,000 |
| Securities available for sale | 32,169,000 | 26,712,000 | 68,904,000 | 73,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,495,000 | 351,437,000 | 647,504,000 | 714,418,000 |
| Interest-bearing deposits | 251,216,000 | 286,908,000 | 536,266,000 | 603,795,000 |
| Noninterest-bearing deposits | 68,279,000 | 64,529,000 | 111,238,000 | 110,623,000 |
| Equity capital | 40,778,000 | 40,102,000 | 48,343,000 | 61,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,429,000 | 10,901,000 | 17,422,000 | 28,229,000 |
| Interest expense | 1,718,000 | 3,250,000 | 5,547,000 | 8,750,000 |
| Net interest income | 3,711,000 | 7,651,000 | 11,875,000 | 19,479,000 |
| Noninterest income | 615,000 | 1,564,000 | 5,915,000 | 31,243,000 |
| Noninterest expense | 2,803,000 | 6,146,000 | 9,265,000 | 17,190,000 |
| Provision for loan losses | 113,000 | 432,000 | 2,182,000 | 13,181,000 |
| Pretax income | 1,524,000 | 2,908,000 | 6,634,000 | 20,598,000 |
| Income tax | 0 | 3,000 | 4,000 | 4,000 |
| Net income | 1,524,000 | 2,905,000 | 6,630,000 | 20,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,179,000 | 39,709,000 | 47,435,000 | 60,383,000 |
| Total capital | 43,891,000 | 43,493,000 | 52,752,000 | 66,129,000 |
| Risk-weighted assets | 381,580,000 | 381,830,000 | 425,304,000 | 450,120,000 |