Call reports 2008
CENTRAL BANK — 2008
What CENTRAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 406,273,000 | 413,299,000 | 420,187,000 | 430,743,000 |
| Total loans | 335,729,000 | 348,321,000 | 356,249,000 | 367,522,000 |
| Allowance for loan losses | 3,809,000 | 3,852,000 | 3,895,000 | 3,750,000 |
| Securities available for sale | 45,677,000 | 40,418,000 | 38,481,000 | 37,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,627,000 | 285,293,000 | 282,179,000 | 298,304,000 |
| Interest-bearing deposits | 235,324,000 | 226,100,000 | 216,744,000 | 229,383,000 |
| Noninterest-bearing deposits | 62,303,000 | 59,193,000 | 65,435,000 | 68,921,000 |
| Equity capital | 37,785,000 | 36,663,000 | 37,944,000 | 39,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,386,000 | 12,485,000 | 18,574,000 | 24,454,000 |
| Interest expense | 2,612,000 | 4,845,000 | 6,932,000 | 8,828,000 |
| Net interest income | 3,774,000 | 7,640,000 | 11,642,000 | 15,626,000 |
| Noninterest income | 810,000 | 1,517,000 | 2,088,000 | 2,713,000 |
| Noninterest expense | 2,679,000 | 5,363,000 | 8,009,000 | 10,900,000 |
| Provision for loan losses | 112,000 | 425,000 | 638,000 | 1,150,000 |
| Pretax income | 1,810,000 | 3,430,000 | 5,144,000 | 6,350,000 |
| Income tax | 0 | 3,000 | 4,000 | 5,000 |
| Net income | 1,810,000 | 3,427,000 | 5,140,000 | 6,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,291,000 | 36,901,000 | 37,929,000 | 39,134,000 |
| Total capital | 41,100,000 | 40,753,000 | 41,824,000 | 42,884,000 |
| Risk-weighted assets | 354,129,000 | 367,718,000 | 373,913,000 | 379,896,000 |