Call reports 2007
CENTRAL BANK — 2007
What CENTRAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 380,840,000 | 386,120,000 | 391,568,000 | 394,215,000 |
| Total loans | 320,078,000 | 324,058,000 | 323,655,000 | 334,898,000 |
| Allowance for loan losses | 4,221,000 | 4,301,000 | 4,018,000 | 4,037,000 |
| Securities available for sale | 29,989,000 | 32,570,000 | 38,593,000 | 36,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,611,000 | 294,815,000 | 293,739,000 | 297,496,000 |
| Interest-bearing deposits | 229,695,000 | 229,059,000 | 227,554,000 | 234,351,000 |
| Noninterest-bearing deposits | 64,916,000 | 65,756,000 | 66,185,000 | 63,145,000 |
| Equity capital | 33,119,000 | 33,310,000 | 34,479,000 | 36,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,806,000 | 13,647,000 | 20,568,000 | 27,410,000 |
| Interest expense | 3,043,000 | 5,997,000 | 9,044,000 | 11,976,000 |
| Net interest income | 3,763,000 | 7,650,000 | 11,524,000 | 15,434,000 |
| Noninterest income | 723,000 | 1,577,000 | 2,193,000 | 2,826,000 |
| Noninterest expense | 2,587,000 | 5,262,000 | 7,884,000 | 10,512,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 450,000 |
| Pretax income | 1,899,000 | 3,865,000 | 5,733,000 | 7,298,000 |
| Income tax | 1,000 | 1,000 | 4,000 | 5,000 |
| Net income | 1,898,000 | 3,864,000 | 5,729,000 | 7,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,157,000 | 33,521,000 | 34,538,000 | 36,102,000 |
| Total capital | 37,357,000 | 37,777,000 | 38,556,000 | 40,139,000 |
| Risk-weighted assets | 335,950,000 | 340,431,000 | 343,682,000 | 355,505,000 |