Call reports 2002
CENTRAL BANK — 2002
What CENTRAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 187,022,000 | 196,650,000 | 225,129,000 | 238,591,000 |
| Total loans | 145,493,000 | 157,937,000 | 184,583,000 | 194,454,000 |
| Allowance for loan losses | 2,031,000 | 2,143,000 | 2,273,000 | 2,434,000 |
| Securities available for sale | 24,188,000 | 24,309,000 | 21,981,000 | 21,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,197,000 | 147,105,000 | 170,500,000 | 182,955,000 |
| Interest-bearing deposits | 104,554,000 | 105,647,000 | 121,811,000 | 123,721,000 |
| Noninterest-bearing deposits | 40,643,000 | 41,458,000 | 48,689,000 | 59,234,000 |
| Equity capital | 14,749,000 | 15,058,000 | 17,738,000 | 18,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,970,000 | 6,045,000 | 9,326,000 | 12,893,000 |
| Interest expense | 692,000 | 1,364,000 | 2,113,000 | 2,934,000 |
| Net interest income | 2,278,000 | 4,681,000 | 7,213,000 | 9,959,000 |
| Noninterest income | 577,000 | 1,121,000 | 1,846,000 | 2,656,000 |
| Noninterest expense | 1,672,000 | 3,337,000 | 5,221,000 | 7,364,000 |
| Provision for loan losses | 120,000 | 240,000 | 376,000 | 531,000 |
| Pretax income | 1,063,000 | 2,227,000 | 3,464,000 | 4,723,000 |
| Income tax | 0 | -10,000 | -10,000 | -10,000 |
| Net income | 1,063,000 | 2,237,000 | 3,474,000 | 4,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,723,000 | 14,681,000 | 17,218,000 | 17,981,000 |
| Total capital | 16,665,000 | 16,772,000 | 19,491,000 | 20,415,000 |
| Risk-weighted assets | 155,331,000 | 167,248,000 | 188,490,000 | 200,173,000 |
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