Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 103,812,000 | 102,950,000 | 105,724,000 | 101,530,000 |
| Total loans | 69,247,000 | 70,510,000 | 69,689,000 | 73,319,000 |
| Allowance for loan losses | 902,000 | 840,000 | 840,000 | 843,000 |
| Securities available for sale | 9,402,000 | 11,000,000 | 13,300,000 | 13,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,949,000 | 90,056,000 | 92,351,000 | 87,833,000 |
| Interest-bearing deposits | 58,646,000 | 57,574,000 | 57,337,000 | 56,417,000 |
| Noninterest-bearing deposits | 32,303,000 | 32,482,000 | 35,014,000 | 31,416,000 |
| Equity capital | 9,936,000 | 10,324,000 | 10,711,000 | 9,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,558,000 | 5,389,000 | 7,282,000 |
| Interest expense | 346,000 | 686,000 | 1,033,000 | 1,364,000 |
| Net interest income | 1,410,000 | 2,872,000 | 4,356,000 | 5,918,000 |
| Noninterest income | 295,000 | 503,000 | 631,000 | 855,000 |
| Noninterest expense | 1,110,000 | 2,229,000 | 3,344,000 | 4,564,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 575,000 | 1,126,000 | 1,618,000 | 2,184,000 |
| Income tax | 121,000 | 273,000 | 410,000 | 577,000 |
| Net income | 454,000 | 853,000 | 1,208,000 | 1,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,966,000 | 10,364,000 | 10,719,000 | 9,619,000 |
| Total capital | 10,727,000 | 11,150,000 | 11,517,000 | 10,457,000 |
| Risk-weighted assets | 60,775,000 | 62,813,000 | 63,778,000 | 67,087,000 |