Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 99,722,000 | 98,947,000 | 101,177,000 | 101,755,000 |
| Total loans | 75,291,000 | 74,913,000 | 75,386,000 | 73,582,000 |
| Allowance for loan losses | 831,000 | 826,000 | 855,000 | 879,000 |
| Securities available for sale | 6,183,000 | 8,431,000 | 9,700,000 | 9,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,109,000 | 86,878,000 | 88,524,000 | 89,520,000 |
| Interest-bearing deposits | 55,327,000 | 56,873,000 | 58,203,000 | 56,913,000 |
| Noninterest-bearing deposits | 32,782,000 | 30,005,000 | 30,321,000 | 32,607,000 |
| Equity capital | 8,942,000 | 9,342,000 | 9,852,000 | 9,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,252,000 | 5,058,000 | 6,933,000 |
| Interest expense | 319,000 | 680,000 | 1,045,000 | 1,408,000 |
| Net interest income | 1,256,000 | 2,572,000 | 4,013,000 | 5,525,000 |
| Noninterest income | 219,000 | 433,000 | 643,000 | 867,000 |
| Noninterest expense | 1,077,000 | 2,144,000 | 3,233,000 | 4,389,000 |
| Provision for loan losses | 60,000 | 60,000 | 100,000 | 140,000 |
| Pretax income | 338,000 | 801,000 | 1,323,000 | 1,863,000 |
| Income tax | 76,000 | 180,000 | 285,000 | 399,000 |
| Net income | 262,000 | 621,000 | 1,038,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,058,000 | 9,417,000 | 9,835,000 | 9,511,000 |
| Total capital | 9,909,000 | 10,263,000 | 10,665,000 | 10,315,000 |
| Risk-weighted assets | 72,037,000 | 69,369,000 | 66,434,000 | 64,303,000 |