Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 97,576,000 | 97,343,000 | 94,467,000 | 93,678,000 |
| Total loans | 73,203,000 | 74,915,000 | 75,217,000 | 73,379,000 |
| Allowance for loan losses | 750,000 | 754,000 | 737,000 | 775,000 |
| Securities available for sale | 9,391,000 | 7,169,000 | 6,662,000 | 6,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,281,000 | 87,683,000 | 84,400,000 | 82,555,000 |
| Interest-bearing deposits | 54,597,000 | 54,942,000 | 52,269,000 | 51,656,000 |
| Noninterest-bearing deposits | 33,684,000 | 32,741,000 | 32,131,000 | 30,899,000 |
| Equity capital | 8,814,000 | 9,193,000 | 9,554,000 | 8,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,794,000 | 4,263,000 | 5,756,000 |
| Interest expense | 105,000 | 267,000 | 447,000 | 672,000 |
| Net interest income | 1,230,000 | 2,527,000 | 3,816,000 | 5,084,000 |
| Noninterest income | 224,000 | 478,000 | 704,000 | 943,000 |
| Noninterest expense | 1,053,000 | 2,125,000 | 3,195,000 | 4,266,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 65,000 |
| Pretax income | 401,000 | 880,000 | 1,310,000 | 1,696,000 |
| Income tax | 91,000 | 201,000 | 295,000 | 382,000 |
| Net income | 310,000 | 679,000 | 1,015,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,043,000 | 9,412,000 | 9,748,000 | 8,796,000 |
| Total capital | 9,811,000 | 10,184,000 | 10,507,000 | 9,590,000 |
| Risk-weighted assets | 66,717,000 | 67,662,000 | 66,953,000 | 70,861,000 |