Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 99,316,000 | 96,480,000 | 99,193,000 | 99,396,000 |
| Total loans | 69,387,000 | 70,787,000 | 72,242,000 | 74,113,000 |
| Allowance for loan losses | 684,000 | 751,000 | 757,000 | 765,000 |
| Securities available for sale | 12,467,000 | 11,354,000 | 10,669,000 | 10,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,739,000 | 87,817,000 | 90,282,000 | 90,587,000 |
| Interest-bearing deposits | 54,001,000 | 54,689,000 | 54,600,000 | 56,010,000 |
| Noninterest-bearing deposits | 36,738,000 | 33,128,000 | 35,682,000 | 34,577,000 |
| Equity capital | 8,148,000 | 8,267,000 | 8,512,000 | 8,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,206,000 | 3,443,000 | 4,758,000 |
| Interest expense | 28,000 | 54,000 | 82,000 | 143,000 |
| Net interest income | 1,052,000 | 2,152,000 | 3,361,000 | 4,615,000 |
| Noninterest income | 244,000 | 496,000 | 729,000 | 965,000 |
| Noninterest expense | 1,055,000 | 2,043,000 | 3,053,000 | 4,151,000 |
| Provision for loan losses | 60,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 181,000 | 505,000 | 937,000 | 1,329,000 |
| Income tax | 37,000 | 107,000 | 245,000 | 331,000 |
| Net income | 144,000 | 398,000 | 692,000 | 998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,279,000 | 8,534,000 | 8,827,000 | 8,732,000 |
| Total capital | — | 9,285,000 | 9,584,000 | 9,497,000 |
| Risk-weighted assets | — | 67,658,000 | 71,801,000 | 68,342,000 |