Call reports 2021
FIRST NATIONAL BANK — 2021
What FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 94,400,000 | 95,172,000 | 97,200,000 | 96,713,000 |
| Total loans | 58,454,000 | 62,974,000 | 63,271,000 | 64,688,000 |
| Allowance for loan losses | 691,000 | 753,000 | 815,000 | 635,000 |
| Securities available for sale | 7,793,000 | 10,186,000 | 10,607,000 | 10,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,841,000 | 85,173,000 | 86,963,000 | 88,148,000 |
| Interest-bearing deposits | 52,469,000 | 53,068,000 | 54,164,000 | 53,601,000 |
| Noninterest-bearing deposits | 32,372,000 | 32,105,000 | 32,799,000 | 34,547,000 |
| Equity capital | 7,739,000 | 8,096,000 | 8,309,000 | 8,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,420,000 | 3,525,000 | 4,627,000 |
| Interest expense | 65,000 | 122,000 | 173,000 | 241,000 |
| Net interest income | 1,132,000 | 2,298,000 | 3,352,000 | 4,386,000 |
| Noninterest income | 222,000 | 485,000 | 720,000 | 973,000 |
| Noninterest expense | 890,000 | 1,739,000 | 2,702,000 | 3,756,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 540,000 |
| Pretax income | 406,000 | 926,000 | 1,192,000 | 1,065,000 |
| Income tax | 91,000 | 239,000 | 294,000 | 249,000 |
| Net income | 315,000 | 687,000 | 898,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,684,000 | 8,056,000 | 8,267,000 | 8,135,000 |
| Total capital | 8,375,000 | 8,806,000 | — | — |
| Risk-weighted assets | 55,318,000 | 60,034,000 | — | — |