Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 85,508,000 | 92,618,000 | 94,100,000 | 88,988,000 |
| Total loans | 55,922,000 | 59,879,000 | 58,348,000 | 58,901,000 |
| Allowance for loan losses | 527,000 | 662,000 | 647,000 | 626,000 |
| Securities available for sale | 9,426,000 | 7,938,000 | 9,022,000 | 9,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,301,000 | 80,026,000 | 81,215,000 | 79,773,000 |
| Interest-bearing deposits | 50,378,000 | 51,529,000 | 51,415,000 | 49,566,000 |
| Noninterest-bearing deposits | 22,923,000 | 28,497,000 | 29,800,000 | 30,207,000 |
| Equity capital | 7,525,000 | 7,897,000 | 8,167,000 | 7,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,429,000 | 3,563,000 | 4,711,000 |
| Interest expense | 138,000 | 257,000 | 366,000 | 482,000 |
| Net interest income | 1,023,000 | 2,172,000 | 3,197,000 | 4,229,000 |
| Noninterest income | 256,000 | 460,000 | 696,000 | 939,000 |
| Noninterest expense | 941,000 | 1,843,000 | 2,750,000 | 3,674,000 |
| Provision for loan losses | 10,000 | 145,000 | 145,000 | 145,000 |
| Pretax income | 328,000 | 641,000 | 989,000 | 1,354,000 |
| Income tax | 68,000 | 150,000 | 230,000 | 305,000 |
| Net income | 260,000 | 491,000 | 759,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,579,000 | 7,810,000 | 8,078,000 | 7,369,000 |
| Total capital | 8,108,000 | — | — | 7,995,000 |
| Risk-weighted assets | 53,339,000 | — | — | 56,049,000 |