Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 82,846,000 | 83,909,000 | 84,237,000 | 83,558,000 |
| Total loans | 56,345,000 | 56,904,000 | 56,616,000 | 57,438,000 |
| Allowance for loan losses | 562,000 | 521,000 | 597,000 | 599,000 |
| Securities available for sale | 8,260,000 | 10,052,000 | 9,671,000 | 9,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,469,000 | 70,224,000 | 70,094,000 | 71,608,000 |
| Interest-bearing deposits | 47,092,000 | 47,410,000 | 48,335,000 | 48,637,000 |
| Noninterest-bearing deposits | 22,377,000 | 22,814,000 | 21,759,000 | 22,971,000 |
| Equity capital | 7,426,000 | 7,697,000 | 7,984,000 | 7,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,216,000 | 3,437,000 | 4,606,000 |
| Interest expense | 125,000 | 265,000 | 414,000 | 559,000 |
| Net interest income | 965,000 | 1,951,000 | 3,023,000 | 4,047,000 |
| Noninterest income | 271,000 | 530,000 | 780,000 | 1,032,000 |
| Noninterest expense | 936,000 | 1,854,000 | 2,704,000 | 3,594,000 |
| Provision for loan losses | 30,000 | 85,000 | 160,000 | 160,000 |
| Pretax income | 270,000 | 542,000 | 939,000 | 1,321,000 |
| Income tax | 54,000 | 107,000 | 227,000 | 309,000 |
| Net income | 216,000 | 435,000 | 712,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,472,000 | 7,691,000 | 7,969,000 | 7,319,000 |
| Total capital | 8,034,000 | 8,212,000 | 8,566,000 | 7,918,000 |
| Risk-weighted assets | 50,264,000 | 50,688,000 | 51,421,000 | 52,479,000 |