Call reports 2018
FIRST NATIONAL BANK — 2018
What FIRST NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 82,493,000 | 83,057,000 | 81,947,000 | 79,978,000 |
| Total loans | 58,781,000 | 57,080,000 | 57,575,000 | 55,025,000 |
| Allowance for loan losses | 624,000 | 619,000 | 618,000 | 552,000 |
| Securities available for sale | 9,188,000 | 8,772,000 | 8,610,000 | 8,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,630,000 | 67,773,000 | 66,389,000 | 66,842,000 |
| Interest-bearing deposits | 45,262,000 | 45,640,000 | 46,285,000 | 46,011,000 |
| Noninterest-bearing deposits | 22,368,000 | 22,133,000 | 20,104,000 | 20,831,000 |
| Equity capital | 7,456,000 | 7,836,000 | 8,103,000 | 7,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,220,000 | 3,320,000 | 4,418,000 |
| Interest expense | 101,000 | 205,000 | 318,000 | 437,000 |
| Net interest income | 973,000 | 2,015,000 | 3,002,000 | 3,981,000 |
| Noninterest income | 271,000 | 538,000 | 802,000 | 1,079,000 |
| Noninterest expense | 860,000 | 1,692,000 | 2,560,000 | 3,457,000 |
| Provision for loan losses | -134,000 | -134,000 | -134,000 | -77,000 |
| Pretax income | 518,000 | 995,000 | 1,378,000 | 1,680,000 |
| Income tax | 116,000 | 222,000 | 325,000 | 387,000 |
| Net income | 402,000 | 773,000 | 1,053,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,566,000 | 7,936,000 | 8,217,000 | 7,257,000 |
| Total capital | 8,183,000 | 8,555,000 | 8,835,000 | 7,811,000 |
| Risk-weighted assets | 49,371,000 | 49,533,000 | 50,035,000 | 48,764,000 |