Call reports 2017
FIRST NATIONAL BANK — 2017
What FIRST NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,205,000 | 81,847,000 | 81,074,000 | 81,511,000 |
| Total loans | 58,129,000 | 56,377,000 | 56,239,000 | 57,523,000 |
| Allowance for loan losses | 746,000 | 816,000 | 844,000 | 803,000 |
| Securities available for sale | 3,787,000 | 4,573,000 | 5,391,000 | 9,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,397,000 | 66,901,000 | 65,877,000 | 67,111,000 |
| Interest-bearing deposits | 44,799,000 | 45,206,000 | 44,980,000 | 45,674,000 |
| Noninterest-bearing deposits | 21,598,000 | 21,695,000 | 20,897,000 | 21,437,000 |
| Equity capital | 7,204,000 | 7,411,000 | 7,649,000 | 7,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 1,981,000 | 3,015,000 | 3,980,000 |
| Interest expense | 89,000 | 181,000 | 276,000 | 377,000 |
| Net interest income | 900,000 | 1,800,000 | 2,739,000 | 3,603,000 |
| Noninterest income | 264,000 | 520,000 | 786,000 | 1,056,000 |
| Noninterest expense | 846,000 | 1,631,000 | 2,436,000 | 3,245,000 |
| Provision for loan losses | 40,000 | 115,000 | 160,000 | 160,000 |
| Pretax income | 278,000 | 576,000 | 931,000 | 1,256,000 |
| Income tax | 93,000 | 195,000 | 316,000 | 284,000 |
| Net income | 185,000 | 381,000 | 615,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,225,000 | 7,422,000 | 7,656,000 | 7,164,000 |
| Total capital | 7,818,000 | 8,004,000 | 8,238,000 | 7,773,000 |
| Risk-weighted assets | 47,123,000 | 46,402,000 | 46,368,000 | 48,575,000 |