Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 77,301,000 | 77,359,000 | 78,163,000 | 78,239,000 |
| Total loans | 59,926,000 | 58,740,000 | 59,912,000 | 59,040,000 |
| Allowance for loan losses | 760,000 | 769,000 | 717,000 | 705,000 |
| Securities available for sale | 4,610,000 | 3,314,000 | 4,702,000 | 4,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,424,000 | 62,359,000 | 62,914,000 | 63,797,000 |
| Interest-bearing deposits | 42,152,000 | 42,149,000 | 42,843,000 | 43,265,000 |
| Noninterest-bearing deposits | 20,272,000 | 20,210,000 | 20,071,000 | 20,532,000 |
| Equity capital | 7,231,000 | 7,448,000 | 7,679,000 | 7,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 1,980,000 | 3,003,000 | 4,022,000 |
| Interest expense | 80,000 | 162,000 | 247,000 | 332,000 |
| Net interest income | 908,000 | 1,818,000 | 2,756,000 | 3,690,000 |
| Noninterest income | 271,000 | 516,000 | 771,000 | 1,033,000 |
| Noninterest expense | 827,000 | 1,621,000 | 2,421,000 | 3,195,000 |
| Provision for loan losses | 15,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 337,000 | 673,000 | 1,036,000 | 1,428,000 |
| Income tax | 117,000 | 235,000 | 362,000 | 496,000 |
| Net income | 220,000 | 438,000 | 674,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,227,000 | 7,445,000 | 7,682,000 | 7,040,000 |
| Total capital | 7,826,000 | 8,025,000 | 8,274,000 | 7,632,000 |
| Risk-weighted assets | 47,719,000 | 46,281,000 | 47,235,000 | 47,091,000 |