Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 77,911,000 | 77,862,000 | 76,676,000 | 76,008,000 |
| Total loans | 53,833,000 | 54,950,000 | 57,711,000 | 59,266,000 |
| Allowance for loan losses | 746,000 | 757,000 | 759,000 | 755,000 |
| Securities available for sale | 8,545,000 | 7,467,000 | 6,049,000 | 5,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,218,000 | 64,839,000 | 63,360,000 | 61,543,000 |
| Interest-bearing deposits | 43,506,000 | 43,020,000 | 41,865,000 | 41,095,000 |
| Noninterest-bearing deposits | 21,712,000 | 21,818,000 | 21,494,000 | 20,448,000 |
| Equity capital | 7,156,000 | 7,425,000 | 7,690,000 | 7,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,893,000 | 2,877,000 | 3,890,000 |
| Interest expense | 56,000 | 113,000 | 169,000 | 236,000 |
| Net interest income | 839,000 | 1,780,000 | 2,708,000 | 3,654,000 |
| Noninterest income | 257,000 | 512,000 | 775,000 | 1,044,000 |
| Noninterest expense | 789,000 | 1,544,000 | 2,317,000 | 3,103,000 |
| Provision for loan losses | 20,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 287,000 | 718,000 | 1,126,000 | 1,555,000 |
| Income tax | 98,000 | 252,000 | 398,000 | 553,000 |
| Net income | 189,000 | 466,000 | 728,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,138,000 | 7,420,000 | 7,680,000 | 7,006,000 |
| Total capital | 7,709,000 | 7,977,000 | 8,246,000 | 7,577,000 |
| Risk-weighted assets | 45,512,000 | 44,354,000 | 45,128,000 | 45,535,000 |