Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 78,020,000 | 76,279,000 | 75,803,000 | 75,509,000 |
| Total loans | 48,219,000 | 48,402,000 | 49,761,000 | 52,073,000 |
| Allowance for loan losses | 759,000 | 744,000 | 729,000 | 725,000 |
| Securities available for sale | 8,237,000 | 8,621,000 | 8,602,000 | 8,554,000 |
| Securities held to maturity | 160,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,293,000 | 63,434,000 | 62,659,000 | 63,132,000 |
| Interest-bearing deposits | 43,909,000 | 42,366,000 | 42,874,000 | 43,426,000 |
| Noninterest-bearing deposits | 21,384,000 | 21,068,000 | 19,784,000 | 19,707,000 |
| Equity capital | 7,141,000 | 7,341,000 | 7,581,000 | 6,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,812,000 | 2,761,000 | 3,689,000 |
| Interest expense | 65,000 | 125,000 | 185,000 | 244,000 |
| Net interest income | 842,000 | 1,687,000 | 2,576,000 | 3,445,000 |
| Noninterest income | 255,000 | 509,000 | 753,000 | 1,016,000 |
| Noninterest expense | 794,000 | 1,589,000 | 2,347,000 | 3,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 303,000 | 607,000 | 982,000 | 1,352,000 |
| Income tax | 100,000 | 204,000 | 336,000 | 465,000 |
| Net income | 203,000 | 403,000 | 646,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,122,000 | 7,322,000 | 7,565,000 | 6,956,000 |
| Total capital | 7,667,000 | 7,860,000 | 8,118,000 | 7,521,000 |
| Risk-weighted assets | 43,417,000 | 42,807,000 | 44,072,000 | 45,063,000 |