Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 76,935,000 | 73,910,000 | 75,460,000 | 74,083,000 |
| Total loans | 49,545,000 | 48,656,000 | 47,399,000 | 48,033,000 |
| Allowance for loan losses | 939,000 | 843,000 | 841,000 | 757,000 |
| Securities available for sale | 1,313,000 | 4,323,000 | 5,316,000 | 6,505,000 |
| Securities held to maturity | 260,000 | 160,000 | 160,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,293,000 | 60,062,000 | 61,314,000 | 60,729,000 |
| Interest-bearing deposits | 43,934,000 | 41,785,000 | 42,543,000 | 40,717,000 |
| Noninterest-bearing deposits | 19,359,000 | 18,278,000 | 18,772,000 | 20,012,000 |
| Equity capital | 7,159,000 | 7,386,000 | 7,601,000 | 6,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,871,000 | 2,797,000 | 3,703,000 |
| Interest expense | 69,000 | 137,000 | 206,000 | 274,000 |
| Net interest income | 880,000 | 1,734,000 | 2,591,000 | 3,429,000 |
| Noninterest income | 234,000 | 468,000 | 711,000 | 947,000 |
| Noninterest expense | 787,000 | 1,607,000 | 2,365,000 | 3,093,000 |
| Provision for loan losses | -91,000 | -192,000 | -192,000 | -277,000 |
| Pretax income | 418,000 | 787,000 | 1,129,000 | 1,560,000 |
| Income tax | 139,000 | 276,000 | 401,000 | 559,000 |
| Net income | 279,000 | 511,000 | 728,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,147,000 | 7,379,000 | 7,597,000 | 6,919,000 |
| Total capital | 7,666,000 | 7,884,000 | 8,105,000 | 7,443,000 |
| Risk-weighted assets | 41,123,000 | 40,066,000 | 40,341,000 | 41,699,000 |