Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,122,000 | 74,342,000 | 74,535,000 | 73,891,000 |
| Total loans | 49,760,000 | 48,552,000 | 49,663,000 | 49,778,000 |
| Allowance for loan losses | 1,190,000 | 1,161,000 | 1,092,000 | 1,015,000 |
| Securities available for sale | 819,000 | 817,000 | 816,000 | 1,313,000 |
| Securities held to maturity | 0 | 0 | 260,000 | 260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,562,000 | 60,731,000 | 60,529,000 | 60,776,000 |
| Interest-bearing deposits | 45,823,000 | 43,780,000 | 43,394,000 | 43,310,000 |
| Noninterest-bearing deposits | 17,738,000 | 16,951,000 | 17,135,000 | 17,466,000 |
| Equity capital | 7,144,000 | 7,361,000 | 7,654,000 | 6,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,035,000 | 3,027,000 | 3,994,000 |
| Interest expense | 95,000 | 177,000 | 264,000 | 336,000 |
| Net interest income | 950,000 | 1,858,000 | 2,763,000 | 3,658,000 |
| Noninterest income | 221,000 | 440,000 | 712,000 | 936,000 |
| Noninterest expense | 770,000 | 1,560,000 | 2,338,000 | 3,120,000 |
| Provision for loan losses | -50,000 | -60,000 | -132,000 | -204,000 |
| Pretax income | 451,000 | 798,000 | 1,269,000 | 1,678,000 |
| Income tax | 146,000 | 276,000 | 453,000 | 607,000 |
| Net income | 305,000 | 522,000 | 816,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,132,000 | 7,350,000 | 7,643,000 | 6,868,000 |
| Total capital | 7,670,000 | 7,871,000 | 8,180,000 | 7,397,000 |
| Risk-weighted assets | 42,406,000 | 41,014,000 | 42,442,000 | 41,832,000 |