Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,816,000 | 77,342,000 | 77,431,000 | 75,150,000 |
| Total loans | 54,410,000 | 53,002,000 | 51,736,000 | 51,407,000 |
| Allowance for loan losses | 1,168,000 | 1,327,000 | 1,246,000 | 1,234,000 |
| Securities available for sale | 251,000 | 580,000 | 581,000 | 817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,426,000 | 63,737,000 | 63,557,000 | 62,064,000 |
| Interest-bearing deposits | 51,365,000 | 49,192,000 | 47,045,000 | 46,497,000 |
| Noninterest-bearing deposits | 17,060,000 | 14,545,000 | 16,512,000 | 15,567,000 |
| Equity capital | 6,984,000 | 7,229,000 | 7,494,000 | 6,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,134,000 | 3,184,000 | 4,220,000 |
| Interest expense | 146,000 | 276,000 | 393,000 | 496,000 |
| Net interest income | 915,000 | 1,858,000 | 2,791,000 | 3,724,000 |
| Noninterest income | 228,000 | 465,000 | 722,000 | 961,000 |
| Noninterest expense | 777,000 | 1,564,000 | 2,330,000 | 3,024,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 36,000 |
| Pretax income | 336,000 | 729,000 | 1,153,000 | 1,625,000 |
| Income tax | 107,000 | 256,000 | 416,000 | 594,000 |
| Net income | 229,000 | 473,000 | 737,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,976,000 | 7,220,000 | 7,483,000 | 6,828,000 |
| Total capital | 7,549,000 | 7,780,000 | 8,035,000 | 7,374,000 |
| Risk-weighted assets | 45,264,000 | 43,952,000 | 43,443,000 | 42,967,000 |