Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 90,929,000 | 81,727,000 | 80,355,000 | 81,266,000 |
| Total loans | 62,865,000 | 61,121,000 | 58,944,000 | 56,087,000 |
| Allowance for loan losses | 1,285,000 | 1,347,000 | 1,309,000 | 1,171,000 |
| Securities available for sale | 252,000 | 251,000 | 252,000 | 252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,817,000 | 68,450,000 | 66,882,000 | 68,226,000 |
| Interest-bearing deposits | 57,751,000 | 53,906,000 | 52,532,000 | 51,485,000 |
| Noninterest-bearing deposits | 15,065,000 | 14,545,000 | 14,350,000 | 16,741,000 |
| Equity capital | 6,766,000 | 6,927,000 | 7,107,000 | 6,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,529,000 | 3,742,000 | 4,881,000 |
| Interest expense | 266,000 | 511,000 | 717,000 | 902,000 |
| Net interest income | 1,039,000 | 2,018,000 | 3,025,000 | 3,979,000 |
| Noninterest income | 240,000 | 483,000 | 717,000 | 953,000 |
| Noninterest expense | 913,000 | 1,779,000 | 2,661,000 | 3,458,000 |
| Provision for loan losses | 225,000 | 320,000 | 390,000 | 460,000 |
| Pretax income | 141,000 | 402,000 | 691,000 | 1,014,000 |
| Income tax | 34,000 | 133,000 | 243,000 | 366,000 |
| Net income | 107,000 | 269,000 | 448,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,756,000 | 6,918,000 | 7,098,000 | 6,747,000 |
| Total capital | 7,403,000 | 7,526,000 | 7,698,000 | 7,330,000 |
| Risk-weighted assets | 51,134,000 | 47,911,000 | 47,280,000 | 46,023,000 |